Interest Rate of Deposit w.e.f. 15.09.2021
| Sr.No. | Tenor | Interest Rate (for individual) | Interest Rate (for institution) | Senior Citizen (Deposit more than 50,000/-and period above 1 year to 5 years) |
|---|---|---|---|---|
| 1 | 15 days to 90 days | 3% | 3% | -% |
| 2 | 91 days to 180 days | 4% | 4% | -% |
| 3 | 181 days to 365 days | 4.50% | 4.50% | -% |
| 4 | 1 Year 1 day to 2 Years | 5.25% | 5.25% | 5.50% |
| 5 | 2 Years 1 day to 3 Years | 5.75% | 5.75% | 6.00% |
| 6 | 3 Years 1 day to 4 Years | 5.25% | 5.25% | 5.50% |
| 7 | 4 Years 1 day to 5 Years | 5.25% | 5.25% | 5.50% |
| 8 | 5 Years 1 day to 10 Years | 5% | 5% | 5.50% |
| 9 | Saving Deposit | 2.50% | -% | 2.50% |
Interest Rate of Advances w.e.f. 15.09.2021
| Sr.No. | Type of Advance | Interest Rate |
|---|---|---|
| 1 | Gold Loan | 9.50% |
| 2 | Crop Loan (Interestcharging Yearly) | 8.50% |
| 3 | Housing Loan up to Rs. 28 Lacs | 8.75% |
| 4 | Housing Loan above Rs.28 Lacs | 9% |
| 5 | Professional Loan | 8.75% |
| 6 | Car Loan | 8.75% |
| 7 | Two Wheeler Loan | 11% |
| 8 | Loan against Salary | 12% |
| 9 | Hypothecation Cash Credit (Up to 2 Lakh) | 10% |
| 10 | Hypothecation Cash Credit (Over 2 Lakh) | 10.50% |
| 11 | Agriculture & Allied Activities (Interest charging Yearly) | 11% |
| 12 | Commercial Real Estate | 14% |
| 13 | Other Secured Loan | 11.75% |
| 14 | B.P./OD | 14% |