| Interest Rate of Deposit w.e.f. 02.05.2025 | ||||
| Sr.No. | Tenor | Interest Rate (for individual) | Interest Rate (for institution) | Senior Citizen |
| 1 | 15 days to 60 days | 3.25% | 3.25% | 3.50% |
| 2 | 61 days to 90 days | 3.50% | 3.50% | 3.75% |
| 3 | 91 days to 180 days | 4.75% | 4.75% | 5.00% |
| 4 | 181 days to 365 days | 5.25% | 5.25% | 5.50% |
| 5 | 1 Year 1 day to 2 Years | 7.25% | 7.25% | 7.50% |
| 6 | 2 Years 1 day to 3 Years | 7.00% | 7.00% | 7.25% |
| 7 | 3 Years 1 day to 4 Years | 6.50% | 6.50% | 6.75% |
| 8 | 4 Years 1 day to 5 Years | 6.25% | 6.25% | 6.50% |
| 9 | 5 Years 1 day to 10 Years | 6.00% | 6.00% | 6.25% |
| 10 | Saving Deposit | 2.50% | -% | 2.50% |
| 11 | Pigmy Deposit | 2.50% | -% | 2.50% |
| Interest Rate of Advances w.e.f. 02.05.2025 | ||||
| Sr.No. | Type of Advance | Interest Rate | 5 to 10 Years | 10 to 15 Years |
| 1 | Gold Loan | 10.75% | - | - |
| 2 | Crop Loan (Interest charging Yearly) | 10.00% | - | - |
| 3 | Agriculture & Allied Activities (Interest charging Yearly) | 11.75% | - | - |
| 4 | Housing Loan | 11.00% | 11.25% | 11.50% |
| 5 | Rural Housing Loan | 12.00% | 12.25% | 12.50% |
| 6 | House Repair | 12.00% | 12.25% | - |
| 7 | Professional Loan | 10.75% | 11.00% | 11.25% |
| 8 | Car Loan | 10.50% | 10.75% | - |
| 9 | Commercial Vehicle Loan | 11.25% | 11.50% | - |
| 10 | Tractor & Trailer Loan | 10.00% | 10.25% | |
| 11 | Two Wheeler Loan | 11.00% | - | - |
| 12 | Loan against Salary | 11.50% | - | - |
| 13 | Education Loan | 9.50% | 9.75% | 10.00% |
| 14 | Machinery Loan | 11.00% | 11.25% | - |
| 15 | Property Mortgage Loan | 12.25% | 12.50% | 12.75% |
| 16 | Hypothecation Cash Credit | 11.00% | - | - |
| 17 | Cash Credit Clean | 11.50% | - | - |
| 18 | Cash Credit Overdraft | 14.00% | ||
| 19 | Commercial Real Estate | 14.00% | - | - |
| 20 | B.P./OD | 17.00% | - | - |