Interest Rate of Deposit w.e.f. 20.01.2025
|
Sr.No. |
Tenor |
Interest Rate (for individual) |
Interest Rate (for institution) |
Senior Citizen |
|
1 |
15 days to 60 days |
3.25% |
3.25% |
3.50% |
|
2 |
61 days to 90 days |
3.50% |
3.50% |
3.75% |
|
3 |
91 days to 180 days |
4.75% |
4.75% |
5.00% |
|
4 |
181 days to 365 days |
5.25% |
5.25% |
5.50% |
|
5 |
1 Year 1 day to 2 Years |
7.25% |
7.25% |
7.50% |
|
6 |
2 Years 1 day to 3 Years |
7.00% |
7.00% |
7.25% |
|
7 |
3 Years 1 day to 4 Years |
6.50% |
6.50% |
6.75% |
|
8 |
4 Years 1 day to 5 Years |
6.25% |
6.25% |
6.50% |
|
9 |
5 Years 1 day to 10 Years |
6.00% |
6.00% |
6.25% |
|
10 |
Special scheme 455 days One time 50 Lac deposit |
7.75% |
7.75% |
8.00% |
|
11 |
Special scheme 455 days One time 1 Crore deposit |
8.00% |
8.00% |
8.25% |
|
12 |
Saving Deposit |
2.50% |
-% |
2.50% |
Interest Rate of Advances w.e.f. 20.01.2025
|
Sr.No. |
Type of Advance |
Interest Rate |
5 to 10 Years |
10 to 15 Years |
|
1 |
Gold Loan |
10% |
- |
- |
|
2 |
Crop Loan (Interest charging Yearly) |
9.50% |
- |
- |
|
3 |
Agriculture & Allied Activities (Interest charging Yearly) |
11.25% |
- |
- |
|
4 |
Housing Loan |
10.25% |
10.50% |
10.75% |
|
5 |
Rural Housing Loan |
11% |
11.25% |
11.50% |
|
6 |
House Repair |
11% |
11.25% |
- |
|
7 |
Professional Loan |
10% |
10.25% |
10.50% |
|
8 |
Car Loan |
9.75% |
10% |
- |
|
9 |
Commercial Vehicle Loan |
11.25% |
11.50% |
- |
|
10 |
Tractor & Trailer Loan |
10% |
10.25% |
|
|
11 |
Two Wheeler Loan |
11% |
- |
- |
|
12 |
Loan against Salary |
11.50% |
- |
- |
|
13 |
Education Loan |
9.50% |
9.75% |
10% |
|
14 |
Machinery Loan |
11% |
11.25% |
- |
|
15 |
Property Mortgage Loan |
11.75% |
12% |
12.25% |
|
16 |
Hypothecation Cash Credit |
11% |
- |
- |
|
17 |
Cash Credit Clean |
11.50% |
- |
- |
|
18 |
Cash Credit Overdraft |
14% |
|
|
|
19 |
Commercial Real Estate |
14% |
- |
- |
|
20 |
B.P./OD |
17% |
- |
- |