Interest Rate of Deposit w.e.f. 18.12.2023
| Sr.No. | Tenor | Interest Rate (for individual) | Interest Rate (for institution) | Senior Citizen |
|---|---|---|---|---|
| 1 | 15 days to 60 days | 3.25% | 3.25% | 3.50% |
| 2 | 61 days to 90 days | 3.50% | 3.50% | 3.75% |
| 3 | 91 days to 180 days | 4.75% | 4.75% | 5.00% |
| 4 | 181 days to 365 days | 5.25% | 5.25% | 5.50% |
| 5 | 1 Year 1 day to 2 Years | 7.50% | 7.50% | 7.75% |
| 6 | 2 Years 1 day to 3 Years | 7.00% | 7.00% | 7.25% |
| 7 | 3 Years 1 day to 4 Years | 6.75% | 6.75% | 7.00% |
| 8 | 4 Years 1 day to 5 Years | 6.75% | 6.75% | 7.00% |
| 9 | 5 Years 1 day to 10 Years | 6.50% | 6.50% | 6.75% |
| 10 |
Special scheme 500 days One time 15 Lac deposit |
8.00% |
8.00% |
8.25% |
| 11 | Saving Deposit | 2.50% | -% | 2.50% |
Interest Rate of Advances w.e.f. 15.09.2023
|
Sr.No. |
Type of Advance |
Interest Rate |
5 to 10 Years |
10 to 15 Years |
|
1 |
Gold Loan |
9.50% |
- |
- |
|
2 |
Crop Loan (Interest charging Yearly) |
8.50% |
- |
- |
|
3 |
Agriculture & Allied Activities (Interest charging Yearly) |
11% |
11.10% |
11.20% |
|
4 |
Housing Loan up to Rs. 25 Lacs |
8.75% |
9% |
9.25% |
|
5 |
Housing Loan above Rs.25 Lacs |
9% |
9.25% |
9.50% |
|
6 |
House Repair |
10% |
10.25% |
10.50% |
|
7 |
Professional Loan |
8.75% |
9% |
9.25% |
|
8 |
Car Loan |
8.75% |
9% |
- |
|
9 |
Commercial Vehicle Loan |
11% |
11.25% |
- |
|
10 |
Tractor & Trailer Loan |
9% |
9.25% |
|
|
11 |
Two Wheeler Loan |
11% |
- |
- |
|
12 |
Loan against Salary |
11.50% |
- |
- |
|
13 |
Education Loan |
10% |
10.25% |
10.50% |
|
14 |
Machinery Loan |
11% |
11.25% |
- |
|
15 |
Property Mortgage Loan |
11.75% |
11.85% |
11.95% |
|
16 |
Hypothecation Cash Credit (Up to 2 Lakh) |
10% |
- |
- |
|
17 |
Hypothecation Cash Credit (Over 2 Lakh) |
10.50% |
- |
- |
|
18 |
Commercial Real Estate |
14% |
- |
- |
|
19 |
B.P./OD |
17% |
- |
- |