The Service Charges applicable for various banking services |
Sr.No |
Banking Services details |
Charges |
1 |
Minimum Balance Charges-Saving & Current account |
No Minimum balance Charges. |
2 |
Cheque Book charges per leaf |
Rs.1.50+GST |
3 |
Ledger Filio charges |
NIL |
4 |
Duplicate passbook |
Rs.25/- |
5 |
Account closure charges-S/B account within one year from date of opening |
Rs.25/- |
6 |
Account closure charges-Current account within one year from date of opening |
Rs.50/- |
7 |
Cheque stops payment charges |
Rs.50/- |
8 |
Cheque returns charges |
Rs75/- |
9 |
DD Cancelation charges |
Rs.50/- |
10 |
DD revalidation charges |
Rs.50/- |
11 |
DD charges |
Rs.1.00 per thousand Minimum Rs.12/- |
12 |
Loan application |
Rs.50/- |
13 |
Loan against FD application |
Rs.25/- |
14 |
Gold loan application |
Rs.25/- |
15 |
Loan processing charges- |
Up to |
1.Loan up to Rs.50,000/- |
Rs.175/- |
2.Loan Over Rs.50,000 & up to Rs.1 Lac |
Rs.230/- |
3.Over Rs 1 Lac |
Rs.230/- per lac |
16 |
Gold Loan charges |
Rs.120/- per lac |
17 |
RTGS/NEFT Charges |
a) Up to Rs.1 Lac |
Rs. 5/- + GST |
b) Rs. 1 Lac 1 to 2 Lac |
Rs. 15/- + GST |
c) Above Rs. 2 Lac |
Rs. 25/- + GST |
18 |
Bank guarantee charges |
2% on Bank guarantee amount + GST |
19 |
SMS charges |
Rs.50/- +GST per year |