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Service Charge

The Service Charges applicable for various banking services
Sr.No Banking Services details   Charges 
1 Minimum Balance Charges-Saving & Current account  No Minimum balance Charges. 
2 Cheque Book charges per leaf  Rs.1.50+GST 
3 Ledger Filio charges  NIL 
4 Duplicate passbook  Rs.25/- 
5 Account closure charges-S/B account within one year from date of opening  Rs.25/- 
6 Account closure charges-Current account within one year from date of opening  Rs.50/- 
7 Cheque stops payment charges  Rs.50/- 
8 Cheque returns charges  Rs75/- 
9 DD Cancelation charges  Rs.50/- 
10  DD revalidation charges  Rs.50/- 
11 DD charges  Rs.1.00 per thousand  Minimum Rs.12/- 
12 Loan application   Rs.50/- 
13 Loan against FD application   Rs.25/- 
14 Gold loan application   Rs.25/- 
15 Loan processing charges-  Up to 
1.Loan up to Rs.50,000/-  Rs.175/- 
2.Loan Over Rs.50,000 & up to Rs.1 Lac  Rs.230/- 
3.Over Rs 1 Lac   Rs.230/- per lac 
16 Gold Loan charges  Rs.120/- per lac 
17 RTGS/NEFT Charges 
a)   Up to Rs.1 Lac  Rs. 5/- + GST 
b)  Rs. 1 Lac 1 to 2 Lac  Rs. 15/- + GST 
c)   Above Rs. 2 Lac  Rs. 25/- + GST 
18 Bank guarantee charges  2% on Bank guarantee amount + GST
19 SMS charges  Rs.50/- +GST per year