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Key Features:
- Type of facility : Term Loan Gold
- Purpose : Consumption
- Eligibility : Any Individual
- Margin : 75% of Bank rate
- Repayment : The repayment will be Maximum 12 months.
- Interest Rate : @ 9.50 % p.a.
- Required Documents : Duly field loan form, Valuation report of gold ornaments from bank's approved Gold Valuator, Loan amt. up to Rs.1 lakh - Nominal Membership & Above Rs.1 lakh Shareholder, KYC documents of Borrower.
- Loan Handling Charges : Gold Valuation Charges – Rs.3.00 for per Rs.1000/- (Minimum Rs.25/-), Processing Charges – Rs.120/- for per 1 Lakh.
