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Interest Rate

Interest Rate of Advances w.e.f. 02.05.2025   
Sr.No. Type of Advance Interest Rate 5 to 10 Years 10 to 15 Years
1 Gold Loan 10.75% - -
2 Crop Loan (Interest charging Yearly) 10.00% - -
3 Agriculture & Allied Activities (Interest charging Yearly) 11.75% - -
4 Housing Loan 11.00% 11.25% 11.50%
5 Rural Housing Loan 12.00% 12.25% 12.50%
6 House Repair 12.00% 12.25% -
7 Professional Loan 10.75% 11.00% 11.25%
8 Car Loan 10.50% 10.75% -
9 Commercial Vehicle Loan 11.25% 11.50% -
10 Tractor & Trailer Loan 10.00% 10.25%  
11 Two Wheeler Loan 11.00% - -
12 Loan against Salary 11.50% - -
13 Education Loan 9.50% 9.75% 10.00%
14 Machinery Loan 11.00% 11.25% -
15 Property Mortgage Loan 12.25% 12.50% 12.75%
16 Hypothecation Cash Credit 11.00% - -
17 Cash Credit Clean 11.50% - -
18 Cash Credit Overdraft 14.00%    
19 Commercial Real Estate 14.00% - -
20 B.P./OD 17.00% - -