Interest Rate of Advances w.e.f. 02.05.2025 |
|
Sr.No. |
Type of Advance |
Interest Rate |
5 to 10 Years |
10 to 15 Years |
1 |
Gold Loan |
10.75% |
- |
- |
2 |
Crop Loan (Interest charging Yearly) |
10.00% |
- |
- |
3 |
Agriculture & Allied Activities (Interest charging Yearly) |
11.75% |
- |
- |
4 |
Housing Loan |
11.00% |
11.25% |
11.50% |
5 |
Rural Housing Loan |
12.00% |
12.25% |
12.50% |
6 |
House Repair |
12.00% |
12.25% |
- |
7 |
Professional Loan |
10.75% |
11.00% |
11.25% |
8 |
Car Loan |
10.50% |
10.75% |
- |
9 |
Commercial Vehicle Loan |
11.25% |
11.50% |
- |
10 |
Tractor & Trailer Loan |
10.00% |
10.25% |
|
11 |
Two Wheeler Loan |
11.00% |
- |
- |
12 |
Loan against Salary |
11.50% |
- |
- |
13 |
Education Loan |
9.50% |
9.75% |
10.00% |
14 |
Machinery Loan |
11.00% |
11.25% |
- |
15 |
Property Mortgage Loan |
12.25% |
12.50% |
12.75% |
16 |
Hypothecation Cash Credit |
11.00% |
- |
- |
17 |
Cash Credit Clean |
11.50% |
- |
- |
18 |
Cash Credit Overdraft |
14.00% |
|
|
19 |
Commercial Real Estate |
14.00% |
- |
- |
20 |
B.P./OD |
17.00% |
- |
- |